We say what we mean and we mean what we sign. No hidden trails, no fine-print games.
You own the decisions. Our job is to make sure you understand every one of them.
Great outcomes start with clarity. We teach before we recommend.
We build strategies designed to outlast a single generation.
We stay narrow on purpose. Four disciplines, practiced deeply, coordinated with the professionals already in your corner.
Withdrawal sequencing, longevity risk, and tax-efficient distribution design.
Term, permanent, and living-benefit structures matched to real family needs.
Generational strategy coordinated with your legal and tax professionals.
Buy-sell funding, key-person coverage, and owner exit planning.
A private conversation about where you are, what you own, and what you want the next twenty years to look like.
We model income, tax exposure, protection gaps, and transfer risk — then show you the numbers in plain language.
A written plan with clear tradeoffs. You approve every recommendation before anything is implemented.
Annual reviews, life-event adjustments, and coordination with your CPA and attorney as things change.
CEO & Co-Founding Partner
Two decades in financial services, focused on retirement income and legacy planning for families and owners.
COO & Co-Founding Partner
Leads client strategy and protection planning, with a focus on education-first advisory relationships.
Two Founders, One Vision
As husband and wife, we've built our partnership on trust, communication, and shared vision. The same values we bring to every client relationship at Obsidian Capital Agency.
